Bah Humbug Challenge - White on White. It's a very simple card that didn't take very long to make, in fact it might just be my card to send to extended family and friends this year. The embossed baubles is a Papermania Embossing Folder and the sentiment is from a Crafts Too embossing folder. I used some gold mirri for matting and the ribbon is from my stash.
I hope you like my card and many thanks for visiting.